Payout infrastructure for sports, music & entertainment.
Calculate what’s owed, pay it in 60 seconds or less* See Instant Pay disclosure on instant rails, and reconcile everything to one ledger, through one API built for the businesses paying athletes, drivers, creators, crew and vendors.
Banking services provided by FinWise Bank, Member FDIC.
Payouts · Race day settlement
38 recipients · 4 rails
Batch total
$412,650.00
- Race purse · P1RTP$85,000.00Paid
- Halftime performerFedNow$12,500.00Paid
- Pit crew payroll · 12 payeesRTP / FedNow$28,400.00Paid
- Team travel vendorVisa Direct$46,750.00Paid
- NIL appearanceFedNow$7,500.00Paid
- + 33 more payouts$232,500.00
Reconciled to one ledger · live status on every payment
- RTP
- FedNow
- Visa Direct
- ACH
The whole payout, one system.
Most platforms move money. DiscoFi also knows what’s owed and proves where it went.
Calculate
Know exactly what’s owed before anything moves: splits, rates and deductions computed per recipient.
Route
Every payment takes the fastest rail its recipient’s bank accepts, with automatic retry when a rail declines.
Pay
Funds land in the bank account the recipient already has, typically in 60 seconds or less on instant rails.* See Instant Pay disclosure
Reconcile
One ledger, live payment status, audit-ready records. The books close themselves.
One API for every payout.
One call creates the payout, picks the fastest rail the recipient’s bank accepts, retries on decline, and writes the ledger entries. RTP and FedNow land instantly,* See Instant Pay disclosure ACH settles on standard timelines.
- Automatic rail selection and retry
- Double-entry ledger on every transfer
- Live status over server-sent events
POST /api/payouts
{
"recipientId": "rcp_7f2d…",
"amountCents": 240000,
"memo": "Race day crew",
"rail": "rtp"
}
{
"transferId": "tr_91c4…",
"status": "processing",
"fee": {
"amountCents": 120,
"basisPoints": 5
},
"activation": { "wasFirst": false }
}
Watch money move.
From approval to settlement, DiscoFi handles the entire payout.
Earned. Approved. Paid.
One system from obligation to settlement.
Compliance is built in, not bolted on.
Paying thousands of independent recipients is a compliance problem before it is a payments problem. DiscoFi ships with the controls regulators and bank partners expect.
KYB & KYC
Business verification, beneficial-owner checks and recipient screening in the onboarding path.
Transaction monitoring
Every transfer screened in-line, with case management built into the same system that moves the money.
Audit trail
A double-entry subledger and immutable event history behind every payout.
A licensed bank partner
Banking services provided by FinWise Bank, Member FDIC.
Built for the entertainment world.
Different verticals, one job: many independent people, paid fast, reconciled clean.
Sports teams
Appearance fees, game-day staff, vendors
Leagues
Officials, prize money, event crews
Racing
Purses, pit crew payroll, travel vendors
NIL platforms
Athlete deals, collectives, bonuses
Music labels
Artist payouts, splits, session players
Creator platforms
Creator earnings, collabs, referrals
Live events & touring
Night-of settlement, crew, security
Film & TV production
Day rates, crew payroll, locations
