One platform. Usage‑based pricing.
Every DiscoFi customer gets the full platform. Pricing combines a platform subscription with payout fees sized to your volume and rail mix.
RTP · FedNow · Visa Direct · ACH
Banking services provided by FinWise Bank, Member FDIC.
How DiscoFi pricing works.
Platform subscription
Access to the entire DiscoFi platform — every capability, in every deployment.
Payout usage
Transaction pricing based on your payout volume and rail mix.
Volume pricing
Per-payout economics improve as your volume scales.
Your quote is based on
- Monthly payout volume
- Payout count
- Rail mix
Higher volume lowers your effective per-payout cost.
Everything is included.
No tier locks away the product — every deployment ships the whole platform.
One payout API
Calculate, route, pay and reconcile.
Four payment rails
RTP, FedNow, Visa Direct and ACH.
Smart routing
Automatic rail selection and retry.
Live payment status
Know where every payment stands.
Double-entry ledger
Audit-ready records, automatically.
Built-in compliance
KYB, KYC and transaction monitoring.
All of it, in every DiscoFi deployment.
See it before you buy it.
- See the productRun a settlement end to end in the real dashboard.
- Map your volumePayout volume, payout count and rail mix.
- Get your pricingWalk away with a concrete quote.
Prefer email? Write to hello@trydiscofi.com.
Pricing questions, answered.
- How is DiscoFi priced?
- A platform subscription plus transaction fees on payouts. Both are sized to your payout volume and rail mix, which is why quotes come from a demo conversation rather than a rate card.
- Does pricing decrease with volume?
- Yes. Per-payout economics improve as your volume scales, and your quote maps the model to the volume you actually run.
- Are the rails priced differently?
- Your rail mix is part of your quote, and every plan routes over all four rails. Instant rails typically settle in 60 seconds or less;* See Instant Pay disclosure ACH settles on standard ACH timelines.
- Do I need my own banking relationship?
- No. Banking services are provided by FinWise Bank, Member FDIC. DiscoFi is a financial technology company, not a bank.
- How do I get started?
- Book a demo. We will walk you through a live settlement in the product, map the pricing model to your payout volume, and set you up from there.