We started as a music company that could not get paid.

Before DiscoFi there was ETHR Music. Two founders, a compliant platform, real funding, and a licensing bill that made the business impossible. What stayed with us was not the failure. It was the wait. Artists watching a number sit in a dashboard for sixty days before it became money.

That wait is not a law of nature. It is a habit the industry inherited from batch files and banking hours, and nobody kept it on purpose.

DiscoFi is one API that onboards recipients, pays them over RTP, FedNow and ACH, and reconciles everything to a single ledger. We operate under FinWise Bank’s charter, so the bank is the system of record and the compliance program is built to the bank’s standard, not ours alone.

We are Alex and Brian. We have built together for eighteen years. We are based in Minneapolis and we pay the people who make the show.